A Long-Term Medical Cost Projection (LTMCP) can provide that analysis in cases where a Life Care Plan is not required. Even in cases with limited insurance coverage—for example, a motor vehicle collision involving a $100,000 policy limit—an LTMCP can serve as an effective tool for quantifying future medical expenses and facilitating informed settlement discussions.
An LTMCP is developed through a detailed review of medical records, treating provider recommendations, and relevant medical literature. It identifies and quantifies anticipated future medical needs and associated costs, providing attorneys with an objective foundation for evaluating damages.

Whether preparing a Medical Cost Projection or a comprehensive Life Care Plan (LCP), our Certified Life Care Planners utilize the same evidence-based methodology to identify future care needs and calculate associated costs. The primary difference lies in the scope and depth of the analysis.
For attorneys seeking an efficient, cost-effective damages assessment during pre-suit evaluation, mediation, or settlement negotiations, an LTMCP can provide valuable insight. For cases involving significant injury, complex medical needs, disputed damages, or anticipated litigation, a comprehensive Life Care Plan remains the most thorough and defensible method of evaluating future care requirements and economic damages.