A Life Care Plan (LCP) is a valuable asset for attorneys, trustees, claims professionals, clients and families, as it documents the specific needs and lifetime costs for an individual (adult or child) who has a congenital or acquired illness or catastrophic injury that is expected to result in special needs and significant costs throughout the individual’s lifetime. A LCP is the systematic process of developing a "road map" of the care, goods, and services an individual will need to ensure optimal health, safety, and life satisfaction and to restore the person’s previous life activities to their maximum potential. While most LCPs are developed for people who have suffered a traumatic injury, LCPs are increasingly used for older adults with chronic conditions to anticipate their health and financial needs in later years.
The International Association of Rehabilitation Professionals’ definition of a Life Care Plan is a follows: “The Life Care Plan is a dynamic document based upon published standards of practice, comprehensive assessment, data analysis and research, which provides an organized, concise plan for current and future needs with associated cost for individuals who have experienced catastrophic injury or have chronic health care needs.”
Who Needs a Life Care Plan?
Children and adults who have suffered personal injuries such as:
Spinal Cord Injuries
PTSD / Combat-Related Chronic Psychiatric Illness
Chronic Pain Syndrome
Multiple System Trauma
Need for Lifelong Implantable Devices
Clients with chronic illnesses and injuries such as:
Seniors with Chronic Illness or Dementia
Neuromuscular Diseases (Huntington's Chorea, ALS)
HIV or AIDS
Clients’ lives that have been impacted as a result of the following: